Credit Card Phenomenon

Hi guys, i've just started to update this blog since i haven'tn had any chance to do so due to this hectic life as a university student. Well, returning back to our focus for today, i would like to give a slight piece of my mind about the credit card phenomenon. Yes, today, it is undeniable that most working adults do possess at least one credit card. This account for credit card has jumped into my mind as i went to an appointment with my proton car dealer this morning. He asked my dad whether he has a credit card or not and the answer is no! Yup, my dad do not have any credit card not because he is unable to do so but because he thinks credit card is just a piece of licence for us to make up more and more loans and 'hutang'. Well, he got a point there. I do believe credit card has its own benefits and of course the other side of it. Its good for us especially the members of sorority club (girls) to go on SHOPPINGGGG!! haha ya rite.....at the end of the month, "Oh shit, its RM10000!!! how should i pay this".

Yup there's only one reason...Incontrollable usage of money...In america for example, credit card is normal to be acquired for free by students when they were still young. But, shukriya, in Malaysia, university students are still calling their mom and say "Mummy, duit habis dah!!!" isn't it?? hahaha...therefore we should think carefully and thoroughly before making any decision of using credit card...daa, even my neighbour who's making like 8000 ringgit per month didn't want to have one....So, why do full-time students like us have to have a credit card??? Ni kira dah jadi, senang dulu susah kemudian plak...kan3....ayieMagnificent signing out!~~